Talk with Ibex Associates
Bring your business, household and questions into one conversation. Start with what you do, what’s changing and what you want help understanding.
Call Ibex AssociatesEmail Ibex AssociatesBuild your Tribe. Protect what matters.
Your business. Your life.
Insurance that connects the whole picture.
Explore what matters, see the questions worth asking, and connect with an advisor at Ibex Associates. No account required.
What would you like to explore?
A closer look can change the conversation
Explore the example, then build your own picture.
What’s part of your life?
Remove individual choices from Your DNA below, or clear all choices to start again.
YOUYour unique DNA
What could your Tribe do for you?
No pieces selected yet
One piece never tells your whole story.
Choose two or more things that matter to you. We’ll surface a question to explore with your advisor.
Make it yours
What would you like help exploring?
Choose either or both. Your checklist updates below.
Your selections start a conversation. Services and specialist availability are confirmed with your advisor.
Let’s build your Tribe
Your selections start a conversation; they do not establish coverage.
Your DNA · Your priorities
What would you like your Tribe to understand?
Start with one piece. Your checklist builds as you explore.
No priorities added yet
You choose what to share.Your DNA connects the pieces. Your Tribe brings the people.
These pieces don’t stand alone. Neither should the advice you receive.See the connections in action
Your business is more than its building.
Explore a sample business and the questions behind its insurance.
Your selected property
What the records say
About these details
Address and photo confirmed by you. This does not verify ownership or insurance coverage.
Records and photos may be outdated. They do not establish rebuilding cost, current condition or coverage adequacy.
Next · Your policy
Do your policies reflect your life?
Start with your home. Connect your vehicles, drivers and umbrella.
Edit home details
Your corrections stay on this page and do not change the original records.
Bring your policies into the picture.
See how a policy review connects the details, or take your summary to an advisor.
Preview only · Files stay on your device. No upload or analysis.
Explore an example
Your home. Your policy. A clearer picture.
Three quick steps. No typing. No signup. Fictional data throughout this example.
Illustrative agency experience
Your agency. Connected.
One client is opening a second location. Explore what that changes across your agency.
One change. A whole team that can see it.
Illustrative business DNA
Cedar Workshop
A fictional cabinet maker & installer
What you doBuild + install
Who depends on you8 employees
What keeps you moving2 vans + equipment
What you’re planningA larger workshop
One business. Connected responsibilities.
Explore a sample · No sign-upSee the sample document evidence
Sample customer contract · section 8
Commercial general liability: $2,000,000 each occurrence. Additional-insured status is required for the general contractor for the specified work.
Sample GL declarations · page 1
Each occurrence: $1,000,000. General aggregate: $2,000,000.
Another question to resolve
These excerpts do not establish additional-insured status. Review the applicable endorsements and their conditions, along with any excess coverage and the full contract.
View sample policy evidence
Sample declarations · page 1
Carrier: Example insurer. Annual premium: $2,400. Dwelling limit: $420,000. All-other-perils deductible: $2,500.
Sample property schedule · page 2
Living area: 1,800 sq ft. Year built: 1998. Construction: frame. Roof update year: 2012.
Sample wind / hail endorsement · page 3
Wind and hail losses carry a deductible of 2% of the dwelling limit shown on the declarations.
Why the home details matter
The sample property schedule lists 300 fewer square feet and an older roof year. Confirm which records are correct before asking the carrier to update them. These differences alone do not establish a coverage gap or savings.
See the deductible calculation
2% × $420,000 = $8,400. In this fictional policy, that is the wind / hail deductible—not the $2,500 all-other-perils deductible.
Your DNA keeps evolving
Life changes. Your Tribe stays connected.
You shouldn’t have to know every insurance question to ask. Your Tribe helps you ask the right ones—and follows through with you.
Interactive example · No signup · No live tasks or reminders created
Your next visit has a purpose
One place to pick up where you left off.
Illustrative portal experience · Sample information · Not a live account
Ibex Tribe provides the software. Insurance conversations here are with Ibex Associates. Joining the agency interest list does not establish network membership or carrier access.
Your story becomes your DNA
A Tribe that knows
what matters to you.
You shouldn’t have to start your story over every time you need help.
01
It starts with understanding you.
Your family or business. Your priorities. What you have built and what you want to protect.
We call that your DNA: the context built from information you share and your agency reviews, helping your Tribe provide more relevant guidance.
The belief behind Ibex
Why we believe
in a Tribe.
You don’t need to have every answer. You need the right people around you.
Surround yourself with people whose experience helps you ask better questions, understand your choices and protect what matters. That is what it means to build your Tribe.
Ibex Tribe brings that belief to insurance: connecting agencies and clients around the knowledge, guidance and next steps that support informed decisions.
Your information
Explore on your terms.
No account is needed to explore. You choose what to share with an advisor. Property records help start the conversation; a policy review still needs your documents and confirmation.
Read how your information is used →Your next conversation
Start with your questions.
Build your Tribe around you.
How it works
You explore. We talk. You decide.
1. Select the pieces of your business or life.
2. Bring your questions and policies to an advisor.
3. Understand the options and choose your next step.